The housing crisis has consolidated itself as a global phenomenon affecting the United States and Europe. It does not stem from isolated dynamics, but from the financialization of housing as a speculative asset. Major investment funds such as Blackstone, Cerberus, and Goldman Sachs expanded their large-scale property acquisitions after 2008, turning a basic right into a financial product.

This model is based on acquiring homes and mortgage portfolios at low cost in order to maximize rents and accelerate evictions. The logic of maximum profit intensifies pressure on tenants and deepens housing exclusion. In cities such as Dublin and New York, various reports point to significant rent increases linked to the concentration of property ownership in the hands of international funds.

At the same time, private “de-occupation” companies have grown, offering extrajudicial eviction services. These structures operate in a space of legal ambiguity and commercialize intimidation as a business tool, adding tension to contexts already marked by inequality. Their expansion has been observed in Spain and other European countries.

The relationship between financial capital, evictions, and the far right is a trident that acts symbiotically and systematically in favor of the exploitation of workers. Narratives focused on “security” or the criminalization of poverty shift the debate away from regulation, public housing, and rent control, helping to legitimize punitive responses to structural problems.

In response to this scenario, international networks advocating for the right to housing have emerged. Initiatives such as the Platform for People Affected by Mortgages (PAH) and coalitions around “Right to the City” have promoted campaigns against speculative practices. The defense of housing as a right thus stands as a central axis of contemporary social conflict.